"Waiter, I'll have a sub-prime steak; make it medium-rare". Order with those words and your waiter will check you for two heads. If you eat meat, you want the prime-cuts. In fact, no one wants sub-par unless you're playing golf.

So what motivates mortgage loan officers toward sub-prime lenders? Money of course! Typical capital formula: the greater the risk the greater the return.

On a Wednesday afternoon , a leased commercial jet landed at Bangkok International airport. Two hours later, a Thai bus driver for the Airports Authority of Thailand maneuvered narrow alleyways to Thailand's version of the Red Roof Inn. When getting off the bus, the first words I heard were, "Hey Air Force man; gotta buck?" Today kids are asking, "Hey buddy, gotta Euro?"

Currently, the Japanese have no yen for the Dollar; the British may be metric, but they prefer pounds, and kids in Belgium, Germany, Spain, France, Ireland, and Italy have a new toy called the Euro.

When working, I listen to Bloomberg Television. Commentators and guests banter about the stock market, the Federal Reserve, interest rates, corporate stock, and national news. The day changes, the news is similar, but never trumpery.

As interesting as daily stock market news is to me, I often wonder if market reports matter when most investors are too busy and distracted to pay attention.